Cook and Brew.

Hubby and I once in a while dine out especially when there’s a special occasion or event to celebrate. When we were still dating in college, we always have our lunch either in our favorite fast food chain near the school or in a mall restaurant. Since we were just relying to our meager allowances then, often we pig out on just budget meals. But now, it’s totally much different. Since we’re now financially capable and have plastic cards (to swipe if the establishment has credit card processing terminals) to boot, we can now afford to eat even at the finest restaurants in town. Speaking of credit cards, I have noticed that some fast food chains in the country like KFC and Mcdonald’s have started accepting such mode of payment as well as debit cards. This really has a great advantage because you need not carry around much cash and it all it takes is just one swipe.

Last night, the husband and I had a little discussion about the status of our house hunt project as well as tackled our finances over dinner. Well, it really is tough discussing negative thoughts over meal times but on the other hand, the food eaten, especially if sumptuous, can serve as an antidote against the negative vibes. Somehow, it makes the mood, even how heavy the problem seems to be, lighter and brighter.

Well, last night was not really a serious money matters discussion. I just mentioned in passing that we must brace ourselves for the upcoming bill expenses next month especially that his credit card debt for the month of October is pretty hefty. Fortunately, it was just for one credit card so no debt consolidation is really necessary. My semi-annual insurance premium due will also be billed next month. Further, my toddler son’s needs and supplies consume a big portion of our weekly allowance. Nevertheless, we are still lucky as we can cope up with these neverending expenses. Payday loans are our ready options should our budget fall short. That’s what I appreciate about my husband because he would always be ready with a game plan. He’s knowledgeable about these money options and even about payday loan consolidation. I just know that our family would surpass all these money obstacles as long as we have the wise husband by our side.